Being injured or ill is stressful. Add the burden of not being able to work and the situation becomes that much worse. It's a challenge for both you and your family that can affect you physically, mentally and financially. If you’re facing a similar situation, you may be eligible for disability benefits. We can help you file a disability claim and get the compensation you deserve, even if your benefits have been denied.
Our team of dynamic long-term disability lawyers have the experience and skills to handle a wide range of disability claims while protecting our clients’ rights. We have a proven track record of success and the expertise to negotiate with insurance companies to get you the best settlement possible.
At Brar Tamber, we offer comprehensive legal services to people suffering from an illness or injury that has negatively affected their ability to work. Our lawyers work on a contingency fee basis, which means you don’t pay anything unless you win. Our commitment, dedication, professionalism, and negotiation skills make us one of the most trusted disability law firms in Brampton. We take a client-centric approach to focus on achieving the best results. From handling all your paperwork to representing you in court, we will be with you through every step of the legal process.
Were you injured at work? If so, you may be eligible for WSIB benefits. We can help with your claims. Our WSIB lawyers have an in-depth understanding of the procedures, policies, appeals and hearing process related to workplace injury claims.
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Long-term disability policies are complex and contain many provisions. A legal professional can help you file for your long-term disability claims, communicate with the insurance company, negotiate for a well-deserved settlement, and represent you in court if you file a lawsuit.
The disability lawyers at Brar Tamber have helped many clients achieve settlements from insurance companies or the at-fault party. If you’ve been unfairly denied your disability benefits, rest assured that our team of knowledgeable lawyers will fight for your rights. We have the resources, skills and experience to help you obtain the necessary medical and corroborating information, as well as proceed with further legal options including filing a lawsuit. We work closely with our clients to ensure the best result with personalized service, compassion, attention to detail and professionalism. We understand the ramifications an accident can have on your health, job and family. That’s why we work tirelessly to win you the fairest compensation. We are committed to providing the best possible service and to interpreting and translating complex legal issues for you.
Claims administrators deny disability applications for reasons that seem both fair and unfair. Understanding why your claim was denied can help you better prepare for the next time you claim benefits or file a lawsuit.
Insufficient Evidence to Support Disability
To get disability benefits, you need to prove that you have a disability that is affecting your ability to work. That requires sufficient medical evidence, like X-rays, MRIs, blood tests, and medical records prepared by your doctor. If you fail to provide enough supporting evidence that you have a disability or the insurance company disagrees with your doctor’s opinion and treatment, your claim can be denied.
Short-Term Disability Benefits
This insurance benefit compensates those suffering non-work-related injuries or illnesses that affect their ability to work for a limited period of time. This program benefits people who need to be off from work between one to three months.
Incorrect Claim Document
When claiming short-term or long-term disability benefits, you must make sure that your documents are free of errors. Incorrect, misleading or missing documents, as well as basic errors in describing your condition can lead to the rejection of your claim.
Pre-Existing Condition Exclusion Clause
Some long-term disability policies exclude certain health diagnoses as a pre-existing condition. This usually applies if you file a claim for disability benefits within the first year of your insurance coverage taking effect. (This period may vary.) If your insurance company determines that you consulted a doctor for a disabling condition prior to your insurance taking effect, it can negatively impact your claim.
Credibility Issues
Insurance companies may investigate your claims by looking at surveillance video, your social media, or interactions with the medical officer treating you to make sure that your claim is credible. If there are inconsistencies in your claim, you likely won’t get the benefits because of credibility issues.
While hiring a disability lawyer is not compulsory when it comes to filing for disability benefits, it has these advantages.
Getting the benefits from a short- or long-term disability claim is a complex process. With so much legal jargon, deadlines, and strict criteria, no wonder people are intimidated by the process. Hiring a disability lawyer reduces your stress and increases your chances of success.
Here we answer some common disability law questions.
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